Who am I to tell you how much money you should have?  Don't worry, I'm just a regular guy who made more dumb decisions than most early in life.  High school...just good enough to get by.  College... 0.9 GPA first semester, pulled out a 2.3 for graduation over 8 years later.  My main career has been in civil service that anyone with a GED could have achieved, so don't start whining about not going to university.

I'm almost 40.  No I'm not a millionaire, but I'm almost halfway there.  Just start making small smart decisions and DON'T BE A JACKASS!